Remittance
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Student Preferential Remittance

China Construction Bank (hereinafter referred to as “the Bank”) provides cross-border  remittance services for students studying in Japan at a preferential rate. Upon presenting their valid identity certificates with his or her picture attached such as residence-card, Japanese passport or driving license at the branch of the Bank, students can enjoy a preferential remittance rate.   The remittance can be made in YEN/USD/EUR/HKD, but we do not accept cash of currencies other than Japanese Yen. In order to ensure the safety and efficiency of the remittance, please fill out the application form as below:

Remitter Name

Chinese/Pinyin

/Roman

Payee name

Chinese/Pinyin

/Roman

Remitter Address

 

Payee Address

 

Remitter

Phone

Accessible for day time

Payee bank

Bank

Branch

Sub-branch

Banking office

Remitter Occupation

 

Account number

 

Remittance Purposes

 

Payee phone

Accessible for day time

Remittance charge is varied depending on the amount and the currency of the remittance:

Amount

Charge

For remittance without currency conversion made at our branch (with amount no more than 1 million Yen or foreign currency of equivalent value)

3000 Yen

For remittance with currency conversion made at our branch (with amount no more than 1 million Yen or foreign currency of equivalent value) For remittance with currency conversion made at our branch (with amount no more than 1 million Yen or foreign currency of equivalent value)

2500 Yen

More than 1 million Yen or foreign currencies of equivalent value

Preferential rate is not applicable

We are sorry that the alteration of the above-mentioned contents is subject to change without notice any time.

 

 

Personal YuJieHui Remittance

China Construction Bank (hereinafter referred to as “the Bank”) provides personal CNY remittance with CNY purchase in advance (hereinafter referred to as “Yu Jiehui”).  You are able to fix the exchange rate for CNY purchase against Yen when you remit Yen to the payee in China. Instead of Yen, the payee will receive the payment in CNY. The Yu Jiehui rate for CNY purchase is updated every working day by the Bank.

The remitter of the YuJieHui remittance is restricted to individuals who reside in Japan, and the payees are restricted to the residents of the People Republic of China holding a valid identity card. The purpose of the YuJieHui remittance is restricted to non-business-based payments such as living expenses under current account* only.

China State Administration of Foreign Exchange (SAFE) applies annual quota management to individuals sale of foreign exchange against CNY.  The annual quota of CNY purchase against foreign currencies of a payee is an amount equivalent to USD50,000 .  Therefore, the amount of YuJieHui remittance the payee receives should not exceed the remaining amount of his annual quota; if not, the beneficiary bank will return the remittance back to the Bank, after deducting their refund charge.

For YuJieHui remittance of an amount no more than USD10,000,  your valid identity certificate is to be presented at our branch and the copies of your identity certificate are to be kept by the Bank.
For YuJieHui remittance of an amount more than USD10,000,  besides your valid identity certificate, you are also requested to present documents certifying the source of income.

Charge for YuJieHui Remittance is the same with our personal overseas remittance service. (Please refer to the service fee list attached).

The intermediary bank in China for our YuJieHui remittance is China Construction Bank, Shanghai Branch, who will convert the Yen received into CNY and remit the amount in CNY to the payee without any domestic transfer charge.

Not only the CNY account number but also the ID number of the payee is required when you make the personal YuJieHui remittance with our branch.

Payment under current account* refers to all types of cross-border money transfers other than capital investment transfers. It includes the payments for international trade settlement, freight, insurance, interest, commission and compensation etc.

 

We are sorry that the alteration of the above-mentioned contents is subject to change without notice any time.

 

 

Personal Overseas Remittance Express

China Construction Bank (hereinafter referred to as “the Bank”) provides cross-border inward and outward remittance services. You can make remittance to your relatives and friends in China or any other countries or regions, and also can receive remittance from countries or regions outside Japan.

1.         Outward Remittance

Upon presenting your valid identity certificate with your picture attached such as residence-card, Japanese passport or driving license, you can make remittance at our branch.  The remittance can be made in YEN/USD/EUR/HKD, but we do not accept cash of currencies other than Japanese Yen.

In order to ensure the safety and efficiency of the remittance, please carefully fill in the application form as below:

Remitter Name

Chinese/Pinyin

/Roman

Payee name

Chinese/Pinyin

/Roman

Remitter Address

 

Payee Address

 

Remitter

Phone

Accessible for day time

Payee bank

Bank

Branch

Sub-branch

Banking office

Remitter Occupation

 

Account number

 

Remittance Purposes

 

Payee phone

Accessible for day time

Outward Remittance Charge:

If the remittance is made from Yen cash:

Remittance made in Yen:  0.05% of the remittance amount (min. 1500 Yen) +4500 Yen / transfer

Remittance made in Foreign Currency after converting Yen cash into the foreign currency for remittance at our branch: 4500 Yen/ transfer

If the remittance is made from your account held with the Bank:

Remittance made in the same currency of the account:  0.05% of the remittance amount (min. 1500 Yen) +4500 Yen / transfer

Remittance in currencies other than that of the account after currency conversion at our branch: 4500 Yen/ transfer

  2.  Inward remittance

If you have already had an account with the Bank, you can receive the inward remittance in the same currency as that of the account.

In order to ensure that you receive remittance from abroad successfully, please make sure the remitter provide the remitting bank the following information:

Payee Bank or beneficiary bank

China Construction Bank Tokyo Branch

SWIFT CODE: PCBCJPJT

Payee name

As stated on your passport

Account number

 

Payee Address

 

Payee phone

Your phone number accessible during working hours

Remittance purpose

 

 

You will be informed as soon as the remittance arrives at our branch.

Inward Remittance Charge:

For remittance without currency conversion made at our branch : 0.05% of the remittance amount (min. 1500Yen) +1500 Yen

For remittance with currency conversion made at our branch : 1500 Yen

Notice: Please confirm with our branch if the currency of remittance is acceptable to the account you are holding with us.

* Laws and Regulations on cross-border remittance in Japan:

  1. All outward and inward remittances must be verified by the remitter or payee himself personally. The copies of valid identity certificates of the remitter or payee will be kept with our branch. In case you have had an account with the Bank, no certificates need to be presented.

  2. For cross-border remittance more than 1 million Yen, the remitter must fill in the form of“Statement of Remittancefor the record with the Ministry of Taxation.

3.  For cross-border remittance more than 30 million Yen, the remitter must fill in the form of“Statement of Paymentfor the record with the Ministry of Finance.

4. Depending on the amount or purpose of each remittance, our bank may ask for your presentation of the documents certifying the source of income or relevant transactions.

We are sorry that the alteration of the above-mentioned contents is subject to change without notice any time.