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Comprehensive Upgrading of CCB Debit Cards to ”All-in-One Dragon Cards”
Published time: 2008-02-25

In order to meet customer demands for multi-functional bank cards and to provide customers with better, more comprehensive and quicker financial services, CCB is comprehensively upgrading all of its Dragon Debit Cards and launching an all new debit card product—the “All-in-One Dragon Card”.

On top of traditional bank card functions of the Dragon Debit Card such as transfers, purchases, cash deposits and withdrawals, bill payments, fund collection and payment, etc, the All-in-One Dragon Card has additional value-added functions including multiple account handling and investment management, etc.  Thus, customers can easily realise their financial management needs through integrative management of the different accounts (such as fixed deposit accounts, current accounts, RMB and foreign currency accounts) under their All-in-One Dragon cards.  They can also link up other established CCB accounts under their name to their All-in-One Dragon card, thereby effecting overall management of their personal assets.  In addition, with the All-in-One Dragon Card, customers can enjoy efficient investments by directly carrying out transactions in a whole series of financial services such as foreign exchange trading; investments in voucher treasury bonds and funds; and making bank-securities firm transfers and customer guarantee deposits, etc.  With its multiple functions, the All-in-One Dragon Card will soon become an all-round financial management platform for the masses.

Particularly worth mentioning is the fact that, while service functions are being further improved, CCB’s All-in-One Dragon Card has retained the application procedures and fee structure of the original Dragon debit cards.  That is, it still retains features such as no minimum requirements and immediate card issue on application.  What is more, existing Dragon debit cards will be upgraded automatically and there is no need for card replacement.  This will ensure that customer will enjoy more satisfactory services without additional payment or application procedures.

Background Information: An Introduction to All-in-One Dragon Card Functions

All-in-One Dragon Card Functions

Function in Brief

Multiple accounts in one card for integrative management

The card carries current accounts and fixed deposit accounts in Renminbi, US dollars, Hong Kong dollars, Japanese yen, Euro, British pound, etc.  It can also link up with other existing CCB accounts of the cardholder.

Sign-up wealth management and automatic transfers

Customers can sign up and opt for automatic transfers between a current deposit account and a term deposit account; between a current deposit account and a call deposit account; deposit of proceeds from voucher treasury bonds on maturity and automatic remittance, etc.

Proxy collection and payment for added convenience and flexibility

The All-in-One Dragon Card account can be used for making salary payments or for deduction and payment of related fees.

Investments for value retention and appreciation

The All-in-One Dragon Card can be used in a whole series of financial services including foreign exchange trading; investments in voucher treasury bonds and funds; and making bank-securities firm transfers and customer guarantee deposits, etc.

Extensive banking channels for cards use

In addition to carrying out transactions over counters, customers can also make All-in-One Dragon Card transactions using different channels such as authorised merchants, self-service facilities (such as ATM, CDM, self-service terminals, etc), phone banking and online banking, etc

Allows offshore transactions and global applications

UnionPay All-in-One Dragon cards can make use of the UnionPay network to make overseas cash withdrawals or purchases.  In addition to using their cards within the UnionPay network, VISA or Master All-in-One Dragon cardholders can make purchases with merchants displaying the VISA or MasterCard logo or withdraw local currencies at ATMs in more than 200 countries around the world.

Easy application and automatic upgrade

Applying for an All-in-One Dragon Card is simple and can be done at all CCB branches.  Existing CCB Debit Cards will be automatically upgraded to All-in-one Dragon Cards without card replacements.

 

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