Mobile Phone Banking, the upgraded financial product launched by China Construction Bank (CCB), is demonstrated in the CeBIT Asia 2005. This product that perfectly combines electronic products merits and information technology strength at once catches all visitors eyes when it presents to this exhibition. As a new upgraded banking service with characteristics of e-money and telecommunication functions, CCB’s Mobile Phone Banking can make all users trade various banking transactions anywhere and at any time. This product will enrich banking services and help banks to provide existed products and innovative services for clients in an efficient, secure and convenient way. Based on BREW technology, CCB’s Mobile Phone Banking with RSA and SSL has the following features: high security, fast speed, friendly interface, easy operations, good compatibility. In response to individual clients and corporate clients, CCB offers services in account access, account transfer, swift remittance, payment, foreign currency trading, bank-securities-account transfer, purchase and other services. It helps clients manage their wealth anywhere and at any time.

CeBIT Asia is a leading exhibition of international information and Telecommunication technologies designed for China and Asia Pacific region. CeBIT Asia 2005 dedicates a special pavilion for digital work in all efforts to comprehensively demonstrate the industrial and commercial applications to IT and Telecommunication enterprises, in order to provide more personalized solutions for the professional users. Noticeably, more and more financial institutions start to pay attention to this exhibition. Lots of commercial banks are highlighted in the Financial Service and Banking Technology pavilion that is an important part of the digital work exhibition area. In this exhibition, CCB demonstrates its widening IT application in banking services (such as account access, account transfer, swift remittance, payment, foreign currency trading, bank-securities-account transfer, purchase) to visitors through multimedia, interaction and spot games.

Another spotlight in this exhibition is CCB’s B2B cash management based on online banking. Enterprises can effectively manage its cash, increase its fund profitability, and support its overall operation decisions. Enterprises can offer banking services 24 hours a day by computer, telephone, electrograph and other terminals. In this way, enterprises can manage its cash, account, fund collection and payment anywhere and at any time.

In recent years, CCB has always tracked the IT development trend to explore financial services areas. CCB progressively applied electronic products and IT into financial products, and realized the integration of fund transfer, clearance, settlement, inquiry and monitoring through its secure, fast and efficient fund settlement system. So far CCB has become the leading bank among other domestic banks in this area. CCB’s ‘Happy Investor’ wealth management card, Long Cards, ‘Happy Home’ house loan and other brand services provide personal solutions for diversified clients needs.